A homeowner loan, commonly known as a secured loan, is a loan secured against your property, hence the titles provided. This type of loan is commonly larger, due to the nature of which they are utilised, such as home improvements, debt consolidation, additional property purchase or holiday of a lifetime
As the debt is secured against the property, the rates and terms available are often more favourable than their unsecured counterparts. However, it is worth noting, your home could be at risk if you are unable to keep up with repayments on the loan.
If you are a homeowner, looking to raise additional funds, then complete the simple form on the page to see how one of our partners can assist.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
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